PENGARUH LITERASI KEUANGAN DAN INKLUSI KEUANGAN TERHADAP KINERJA UMKM (STUDI KASUS PADA UMKM DI KELURAHAN MENTENG DALAM)
Keywords:
Financial Literacy, Financial Inclusion, MSME PerformanceAbstract
This study aims to analyze the impact of financial literacy and financial inclusion on the performance of Micro, Small, and Medium Enterprises (MSMEs) in the Menteng Dalam sub-district area. The methodology involves a survey of 35 MSME owners across various economic sectors, using questionnaires as data collection tools. The collected data was analyzed using multiple linear regression analysis to examine the effect of independent variables (Financial Literacy and Financial Inclusion) on the dependent variable (MSME Performance). The results of this study indicate that Financial Literacy and Financial Inclusion have a positive and significant impact on MSME performance. The conclusion is that improving financial literacy and financial inclusion is crucial for enhancing MSME performance, necessitating educational programs and policies that support access to financial services for MSME owners.
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